Check Your Credit Score




money2 150x150 Check Your Credit Score

Check Your Credit Score before you apply for a credit card, mortgage or loan. Checking your credit score before negative factors in your credit report can impair your ability to get credit is the first step to ensuring your credit health.

A credit score range above 720 means that you will have access to the widest variety of credit products with the best interest rates. A credit bureau score below 700 means that you will pay a higher interest rate and additional fees to borrow money and increases the likelihood that you will be turned down for credit.

One of the unfortunate results of the financial crisis that began in 2008 is that the credit score rating required to qualify for the best loans has gotten progressively higher, so that credit scores that would have been considered optimal in prior years are no longer sufficient to be considered a good credit risk. So, it is important that you know how to get your credit score so you can improve your credit score and fix errors in your credit report before you are denied credit.

Your credit score information is issued by the three national credit reporting bureaus – Equifax, Experian and TransUnion. When you apply for a loan, your potential creditor will check your credit rating scores issued by one of the 3 credit score companies. Unfortunately, the information contained in the credit report issued by one credit rating bureau may be different from the credit reports issued by the other bureaus. For example, your Experian and TransUnion reports may correctly show a car loan as having been paid, while your Equifax report may erroneously show the auto loan as still outstanding. In this example, your credit rating issued by Equifax would be substantially lower than your Experian and TransUnion scores. If the lender happened to order your credit history from Equifax, you might be turned down for the loan. Or you might be required to pay additional points or borrow at a higher interest rate, costing you hundreds of dollars in additional payments.

It is important that when you order your online credit score, you make sure that you are ordering your credit scores from all 3 credit bureaus.

Many consumers are pleased with the Free Triple Credit Score provided by CreditScore360, which includes all three credit scores issued by Experian, TransUnion and Equifax. Here is a link to their site:

Get your Free Credit Scores from all 3 Bureaus Check Your Credit Score

Here is additional information on How to Check Your Credit Score:

news Check Your Credit Score

Updated : Wed, 26 Nov 2014 14:27:01 GMT

How to Get Ready for a Credit Check – STLtoday.com

 Check Your Credit Score
How to Get Ready for a Credit Check
STLtoday.com
A lender checks your credit before approving you for a loan and your credit rating also determines what kind of interest rate you will pay on a loan. The lifetime cost of a bad credit score is staggering ? here's a calculator to help you crunch the

and more »

Publ.Date : Tue, 25 Nov 2014 11:07:50 GMT

7 Ways to Boost Your Credit Score This Month – Nasdaq

 Check Your Credit Score
7 Ways to Boost Your Credit Score This Month
Nasdaq
Get a copy of your free credit report from annualcreditreport.com and check your credit scores regularly. Under federal law you're entitled to one free copy from each of the three credit bureaus: Equifax, Experian, and TransUnion, which each have their

and more »

Publ.Date : Mon, 24 Nov 2014 13:45:52 GMT

7 On Your Side: Who\’s checking out your credit score? – abc7news.com

 Check Your Credit Score
abc7news.com
 Check Your Credit Score
7 On Your Side: Who's checking out your credit score?
abc7news.com
So the big takeaway to upping your score is to make payments on time, and paying at least the minimum is critical. Also spend less than 30 percent of your available credit, as credit utilization is a big factor in your score. And finally, check your

Publ.Date : Sun, 23 Nov 2014 23:08:22 GMT

On Your Side Alert: Warning about credit report schemes – WWBT

 Check Your Credit Score
On Your Side Alert: Warning about credit report schemes
WWBT
Check your credit score, and for good reason. It gives you an idea of what accounts are open in your name and it lets you keep track of any suspicious activity. It's good to be cautious about your credit history, but don't drop your guard when it comes

Publ.Date : Wed, 26 Nov 2014 04:11:31 GMT

Will Using Credit Karma Hurt Your Credit Score? – SavingAdvice.com

 Check Your Credit Score
SavingAdvice.com
 Check Your Credit Score
Will Using Credit Karma Hurt Your Credit Score?
SavingAdvice.com
While this is true, it fails to take into account the difference between a ?hard inquiry? and a ?soft inquiry? when your credit score is checked. When you get free credit scores from Credit Karma and other sites like it, you are doing a soft inquiry
Which is the higher credit score? Credit Websites or Lenders?KFDA

all 4 news articles »

Publ.Date : Fri, 21 Nov 2014 05:30:28 GMT

5 reasons your credit score is unexpectedly low – USA TODAY

 Check Your Credit Score
USA TODAY
 Check Your Credit Score
5 reasons your credit score is unexpectedly low
USA TODAY
The only thing worse than getting a nasty surprise is getting a nasty surprise about your finances. For instance, you check your credit score and discover it's much lower than you anticipated. You wonder, "What went wrong?" Here are 5 unexpected
Renting a car with a debit card can hurt your credit scoreBuffalo News

all 5 news articles »

Publ.Date : Sun, 02 Nov 2014 09:50:01 GMT

Will Rate Shopping Online Hurt My Credit Score? – NerdWallet (blog)

 Check Your Credit Score
NerdWallet (blog)
 Check Your Credit Score
Will Rate Shopping Online Hurt My Credit Score?
NerdWallet (blog)
A hard credit check (also known as a hard credit inquiry) is performed by a potential lender when you're applying for a loan. In this case, a banker has probably accessed your credit score and credit report for careful review, and a hard inquiry mark

Publ.Date : Fri, 21 Nov 2014 17:01:16 GMT

9 questions about credit scores you were too embarrassed to ask – Vox

 Check Your Credit Score
Huffington Post
 Check Your Credit Score
9 questions about credit scores you were too embarrassed to ask
Vox
Imagine trying to lose a few pounds without ever stepping on the scale or trying to cut your cholesterol without ever getting it checked. Tens of millions of Americans are taking a similarly blind approach to their money. Everyone wants their finances
20 Things Every 20-Something Should Know About CreditHuffington Post
How Paying a Creditor Can Hurt Your CrediteCoronado.com (blog)

all 23 news articles »

Publ.Date : Thu, 20 Nov 2014 17:48:36 GMT

Here is more information on checking your credit scores. Come back daily for the latest information on ways to improve your credit report and score.

rsslogo Check Your Credit Score

Updated :

How to Get Ready for a Credit Check
You want your credit profile to be error-free before a potential lender runs a credit check. 2. Check Your Credit Score Many credit card companies and other financial institutions are starting to offer a credit score for free every month to cardholders.
Publ.Date : Tue, 25 Nov 2014 06:01:00 GMT

How to check your credit score
Credit scores can be a scary thing. In a nutshell, they?re a specific number credit bureaus assign to you, one that quickly encapsulates your entire credit history and assesses your financial credibility as an individual. Although they?re merely …
Publ.Date : Mon, 30 Dec 2013 00:00:00 GMT

You\’ll never guess who\’s checking out your credit score
It’s that three digit number, she says, that companies are now checking out. Cellphone carriers will check your credit score to see what kind of deal they’ll give you. “You may not even be able to get a cell phone contract through one of the bigger …
Publ.Date : Sun, 23 Nov 2014 15:21:00 GMT

7 cars that cost more than a house
Many buyers need good credit to afford an average car loan (you can check your credit score for free on Credit.com), let alone a loan for a car that could top your mortgage. But just because you have a beer budget doesn?t mean you can?t enjoy …
Publ.Date : Tue, 25 Nov 2014 00:00:00 GMT

No, Your Employer Can\’t Check Your Credit Score ? But Here\’s What It Can See
Your three-digit credit score is a go-to indication of your trustworthiness that banks, credit card issuers, and car dealerships all use to help predict the likelihood of you repaying a loan. But it’s of little use to the company that wants to give you a job.
Publ.Date : Tue, 27 May 2014 16:49:00 GMT

Want a business edge? Try out these podcasts
You can track your spending and transactions, create a budget, receive bill reminders and save money. It also allows you to check your credit score. High spending alerts and summaries of your transactions come as standard.
Publ.Date : Mon, 24 Nov 2014 21:23:00 GMT

How to Check Your Credit Score for Free
The Fair Credit Reporting Act required consumer reporting agencies, like credit bureaus, to provide their records of you at least once ever twelve months. Since your credit report, and credit score, as so important in your financial life, it makes sense …
Publ.Date : Sun, 31 Oct 2010 17:00:00 GMT

How to check your credit score for free
There are three major credit reference agencies in Britain: Equifax, Experian and Callcredit. Don?t ever assume that the information they hold on your file is correct, particularly if you are planning to apply for a mortgage, loan or credit card.
Publ.Date : Thu, 06 Nov 2014 03:37:00 GMT




My Credit Scores
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Get Credit Score

Get Credit Score From TransUnion, Equifax And Experian In Seconds!


money12 123x150 Get Credit Score

How to Get Credit Score


You can get your credit score for free at a number of online credit score sites. These credit score companies provide an instant credit score from one of the three credit reporting agencies – Equifax, Experian and TransUnion.

Additionally, certain online providers provide you with all 3 credit scores — that is, a credit bureau score issued by each of the 3 national credit reporting companies.

Your credit score is the primary means by which credit card companies, banks, auto loan companies and insurers figure out how likely you are to pay your bills on time. Additionally, many employers check your credit score as a condition of employment. A good credit report score can save you thousands on interest payments, and may be the difference in securing a particular job over a similarly qualified candidate. A poor credit score will limit your access to the best loan products and deny you the best interest rates.

It is important that you review your credit report scores issued by all 3 credit bureaus, as the information reflected in the credit score issued by one credit reporting agency may not be reflected in the credit scores issued by the other credit score bureaus.

Generally, you get your credit bureau score for free by signing up for a risk-free trial to an identity protection or credit score monitoring service. Many consumers find the credit monitoring service to be useful. But if you check it out and decide that it’s not for you, remember to cancel prior to the end of the trial period so that you will not be charged.

Many consumers are pleased with the Free Triple Credit Score provided by CreditScore360, which includes all three credit scores issued by Experian, TransUnion and Equifax. Here is a link to their site:

Get your Free Credit Scores from all 3 Bureaus Get Credit Score

Here is the latest Get Credit Score news (plus useful information on how to improve your credit score or fix your credit score):

news Get Credit Score

Updated : Wed, 26 Nov 2014 14:27:03 GMT

7 Ways to Boost Your Credit Score This Month – Nasdaq

 Get Credit Score
7 Ways to Boost Your Credit Score This Month
Nasdaq
Do your credit scores need a boost? These numbers can affect everything from the apartment you qualify for to how much interest you pay on debt. Therefore, the sooner you get your scores up, the sooner you can take advantage of the benefits. Contrary

and more »

Publ.Date : Mon, 24 Nov 2014 13:45:52 GMT

Your Credit Score Reveals Way More Than You Realize – TIME

 Get Credit Score
TIME
 Get Credit Score
Your Credit Score Reveals Way More Than You Realize
TIME
Never mind the blood pressure test: A new study finds that you can tell how healthy someone's heart is just by looking at their credit score. The study, published in Proceedings of the National Academy of Sciences, finds a correlation between high

Publ.Date : Wed, 26 Nov 2014 12:32:19 GMT

How to Get Ready for a Credit Check – Fox Business

 Get Credit Score
Credit.com News
 Get Credit Score
How to Get Ready for a Credit Check
Fox Business
Many credit card companies and other financial institutions are starting to offer a credit score for free every month to cardholders. You can also get two credit scores for free every month on Credit.com , plus an explanation of the factors affecting
7 ways that planning could help you cut costsMoneyExpert

all 5 news articles »

Publ.Date : Tue, 25 Nov 2014 14:04:00 GMT

7 On Your Side: Who\’s checking out your credit score? – abc7news.com

 Get Credit Score
abc7news.com
 Get Credit Score
7 On Your Side: Who's checking out your credit score?
abc7news.com
So the big takeaway to upping your score is to make payments on time, and paying at least the minimum is critical. Also spend less than 30 percent of your available credit, as credit utilization is a big factor in your score. And finally, check your

Publ.Date : Sun, 23 Nov 2014 23:08:22 GMT

5 Reasons to Say \’No\’ to That Store Credit Card – U.S. News & World Report (blog)

 Get Credit Score
5 Reasons to Say 'No' to That Store Credit Card
U.S. News & World Report (blog)
You may save a few dollars now, but signing off on that application means you could be losing a few points on your credit score and get stuck in a debt cycle. No matter how tempting the offer may be, resist the temptation to open up yet another line of

Publ.Date : Wed, 26 Nov 2014 14:22:34 GMT

5 reasons your credit score is unexpectedly low – USA TODAY

 Get Credit Score
USA TODAY
 Get Credit Score
5 reasons your credit score is unexpectedly low
USA TODAY
The only thing worse than getting a nasty surprise is getting a nasty surprise about your finances. For instance, you check your credit score and discover it's much lower than you anticipated. You wonder, "What went wrong?" Here are 5 unexpected
Renting a car with a debit card can hurt your credit scoreBuffalo News
Do You Know About Your Credit Score?WTVM

all 5 news articles »

Publ.Date : Sun, 02 Nov 2014 09:50:01 GMT

Why It\’s Important to Get Your Credit Score Even If You\’re Warren Buffett – Huffington Post

 Get Credit Score
Why It's Important to Get Your Credit Score Even If You're Warren Buffett
Huffington Post
There's a reason why the vast majority of articles about the importance of credit scores are targeted at folks who have either credit challenges or no credit at all. If you're a young person who hasn't had a chance to establish a credit history or if

Publ.Date : Thu, 06 Nov 2014 01:52:28 GMT

Which monthly bills affect your credit score? – USA TODAY

 Get Credit Score
USA TODAY
 Get Credit Score
Which monthly bills affect your credit score?
USA TODAY
If you're looking to improve your credit, there are plenty of strategies to consider, and it's a good idea to track your progress by getting two of your free credit scores on Credit.com. More from Credit.com. What's the easiest way to improve your

Publ.Date : Sat, 01 Nov 2014 20:16:20 GMT

Here is more news and information on how to get your credit score, plus other advice and tips on improving your credit.

rsslogo Get Credit Score

Updated :

ABCs of a Great Car Loan
You can get a free credit report once a year from each of the big-three credit bureaus at www.annualcreditreport.com, but you usually have to pay $6 or so to get your credit score. FICO scores, the most popular flavor, range from 300 to 850. About half of …
Publ.Date : Tue, 18 Nov 2014 20:37:00 GMT

Yes, You Actually Can Get Your Credit Score For Free (Here\’s How)
I’ve never understood why the credit score and credit monitoring business is so huge. They’ve attempted to make sexy something that is a) not sexy at all and b) quite straightforward. If you always ? or even mostly ? pay your bills on time, don’t …
Publ.Date : Wed, 16 May 2012 11:56:00 GMT

Millennials: How to make your home ownership dreams a reality
Get your credit score in order. Analyze your credit report before you start the home buying process. Dispute incorrect derogatory information and ensure all three credit-reporting bureaus list all of your positive information. Pay all your bills on time …
Publ.Date : Wed, 26 Nov 2014 03:13:00 GMT

Can You Really Get Your Credit Score for Free?
We often talk about how important it is to stay on top of your credit reports and scores. We encourage consumers to review their free credit scores, whether that?s through Credit.com?s Free Credit Report Card or another service. But the truth is, once …
Publ.Date : Sun, 19 Aug 2012 17:00:00 GMT

Get your credit score online
As of today, Australians can check their credit score online. The website, https://www.getcreditscore.com.au/, allows Australians to check their credit score and see what the banks know about their financial situation. If you score between 833 and 1200 …
Publ.Date : Mon, 01 Sep 2014 18:55:00 GMT

Top Five Ways to Protect Credit and Prevent Fraud This Holiday Season
4. Check Credit Reports Before December 31 st Use resources like www.CreditSesame.com to check your credit report and get your credit score for free. As the New Year approaches, consumers often set resolutions to improve their credit scores or financial …
Publ.Date : Wed, 26 Nov 2014 02:36:00 GMT

Why It\’s Important to Get Your Credit Score Even If You\’re Warren Buffett
There’s a reason why the vast majority of articles about the importance of credit scores are targeted at folks who have either credit challenges or no credit at all. If you’re a young person who hasn’t had a chance to establish a credit history or if you …
Publ.Date : Thu, 06 Nov 2014 09:59:00 GMT

How to Get Your Credit Score
(MCT)?By now, most of us understand the importance of a credit score. Mortgage lenders, credit card issuers and, in some cases, insurance companies use this measure of creditworthiness to determine availability and cost of their products. Some employers …
Publ.Date : Wed, 24 Jul 2013 23:59:00 GMT


Free Credit Score
Find My Credit Score

My Credit Score


What is My Credit Score?

Your credit score is reviewed by banks, credit card issuers, auto loan companies, insurers and even employers to figure out your creditworthiness – that is, how likely you are to pay your bills on time. A good credit score can save you thousands of dollars on interest payments and bank fees.

Your credit score is issued by each of the three credit bureaus – Equifax, Experian and TransUnion. It is important that you review your credit scores issued by all three credit reporting agencies, as the information reflected in the credit score issued by one credit bureau may not be reflected in the credit score issued by another.


What is the Credit Score Range?

Credit scores range from 349-849 with 723 being the national average. If your credit score is 720 or above, you are generally considered by lenders to be among the best of credit risks and are most likely to receive a better interest rate. Because of increased scrutiny by banks and credit card issuers in determining who qualifies for their best rates, it is increasingly important to make sure that you do all that you can to ensure that you have the highest possible credit score before applying for a mortgage, car loan or other extension of credit. This includes checking for errors in your credit report and taking steps recommended by financial experts to improve your credit score.


What determines My Credit Score?

The principal factors in determining your credit score are your bill-paying history (that is, whether you have paid your bills on time), your credit utilization ratio (or your credit balance as a percentage of your total available credit), the number of inquiries on your credit report and the types of credit on your credit report (for example, credit reports listing a mortgage, auto loan and credit card may earn a higher credit score than a credit report listing only credit cards).


How often should I review My Credit Score?

Most financial experts recommend that you review your credit scores and credit reports frequently to find and fix errors before they can negatively affect your ability to get credit. Additionally, reviewing your credit report and credit score may alert you to early signs of identity theft.

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